Travel merchant services

A travel merchant account gives the travel industry with the capability to procure payments on goods and services offered to clients through a high risk merchant account for travel industry and travel agents.

Merchant providers see travel services payment processing and airline merchant accountsas a high risk sectors. This is due to the number of chargebacks and fraud historically issued within the industry. On average the time between booking a holiday or flight to actually attending is 90 days – leaving a large window for the chargeback to take place. According to the Association of British Travel Agents (ABTA) 47% of people travelled abroad during 2018, and all of these also holidayed within the UK too. The prediction by ABTA is that this will increase again during 2019 so, therefore, will the need for travel agent merchant services.

Most travel agencies ask the same question: “Why is Travel called high risk?” and “Why my application is denied?”. The answer is very simple. Travel is a very dynamic business. In many cases a travel agent takes payment as a third-party. A travel agent may charge a customer for a hotel stay, vacation package, cruise, airline ticket and so forth. Any change in such tickets, that is sometimes uncontrollable by the merchant, is making the merchant liable for a chargeback.

Regardless of the payment method you choose, securing a merchant account as a travel agent means locating a credit card processor that can explicitly support your business type and give you travel agency credit card processing. It won’t do you any good to fudge the details to try to get an account with a processor that doesn’t support travel businesses. At some point, the processor will catch on and shut down your account. Save yourself the headaches and choose a travel-friendly merchant processor from the start.

If you operate a legal travel business and are seeking travel agency credit card processing, we specialize in the Travel merchant account industry and can assist you in getting approved. We have separated ourselves from the pack and distinguished ourselves the leader in the high-risk payment processing for travel merchant account/travel agency credit card processing. Give us a call right now to get started immediately.

We used all providers of Travel Merchant Accounts, to be able to compare and our pick was HRMA-LLC. They cover all business types, have a huge experience in the business, fast customer support and low fees. About HRMA-LLC : A travel merchant account facilitates the travel industry with the ability to procure payments on goods and services offered to customers. Payment processing is vital to the success of the industry and includes credit card processing, debit card processing, stored value card processing, gift card processing, and ach payment processing. Equipment can include countertop credit card terminals, pos cash registers, mobile card readers, virtual terminals, and ecommerce shopping cart gateway integration. See extra details at Travel merchant services.